Things To Know About Auto Insurance
Auto insurance is essential protection for drivers, covering financial losses from accidents, theft, and damage. Campbell Insurance Agency provides auto insurance in Papillion, NE, Bellevue, NE, Omaha, NE, Treynor, IA, Council Bluffs, IA and surrounding areas.
One of the most effective ways to save money and simplify coverage is by bundling home and auto insurance. A “bundle” means purchasing both policies from the same insurance provider, often leading to discounted premiums and added convenience.
When you bundle, insurers typically offer savings of up to 20–25%, though the exact discount varies by company and state. Beyond cost savings, bundling also provides benefits such as a single deductible option, easier policy management, and potentially smoother claims handling when a single incident affects both home and vehicle (for example, a storm damaging both your roof and car).
Several major carriers offer attractive home and auto bundle packages:
Progressive: Offers customizable bundle discounts and a user-friendly app for managing both policies.
Travelers: Known for strong customer service and reliable multi-policy savings; it also rewards long-term policyholders.
Safeco: Provides generous discounts for bundling, with optional coverage add-ons like accident forgiveness.
Nationwide: Offers the “Multi-Policy Discount” and additional benefits like identity theft protection when policies are bundled.
Geico: Partners with other insurers for home coverage, allowing customers to bundle and save while managing policies through one portal.
Before bundling, it’s important to compare quotes carefully. While bundling usually saves money, it’s not always the cheapest option—sometimes separate policies from different companies may yield better coverage or rates. Also, review deductibles, coverage limits, and exclusions closely to ensure both your home and car are adequately protected.
In short, bundling home and auto insurance can simplify your life and reduce costs, making it a smart move for many homeowners and drivers—especially with trusted carriers like Progressive, Travelers, Safeco, Nationwide, and Geico. We’d love to hear from you— call or email us to discuss!