5 Insurance You Must Buy This Year
In today’s unpredictable world, insurance is more than a financial product—it’s peace of mind. Whether you’re a homeowner, a driver, a business owner, or managing a farm, the right insurance can protect your investments and your future. Campbell Insurance Agency provides insurance in Papillion, NE, Bellevue, NE, Omaha, NE, Treynor, IA, Council Bluffs, IA and surrounding areas.
These are five essential insurance policies you should strongly consider buying this year:
Homeowners Insurance
Your home is likely your most valuable asset. Homeowners insurance protects against damage from fire, storms, theft, and other risks. It also covers liability if someone is injured on your property. With climate-related disasters on the rise, having solid coverage is more important than ever.
Auto Insurance
If you own a car, auto insurance is not just a legal requirement—it’s vital for your financial protection. A good policy covers liability, collisions, and comprehensive damage (e.g., vandalism or natural disasters). It can also include uninsured motorist protection, which is increasingly necessary.
Commercial Insurance
Business owners should invest in commercial insurance to safeguard against risks like property damage, employee injuries, and liability claims. It can also cover lost income during disruptions. Whether you run a small startup or a large enterprise, this insurance is a smart move.
Farm Insurance
If you’re involved in agriculture, farm insurance is crucial. It covers buildings, machinery, crops, and livestock against fire, weather, and theft. With rising costs and increasing climate variability, farm insurance helps ensure stability in your operations.
Life and Health Insurance
These two go hand in hand. Life insurance provides financial security to your loved ones in the event of your passing, helping with debts, funeral expenses, or income replacement. Health insurance is equally essential, protecting you from overwhelming medical bills and ensuring access to care when needed.
Please reach out with any questions you might have, and we will be happy to help.